河北省高校校园贷现状、问题和对策的调研报告——基于唐山在校大学生校园贷的调查

A Survey on the Current Situation, Problems and Countermeasures of Campus Internet Loan Business in Hebei Province——Based on a Survey of Tangshan College Students' Using Actuality of Campus Internet Loan Business

作为互联网金融蓬勃发展的产物之一,校园贷由于在校大学生超前的消费观念和创业需求、互联网贷款申请的便利等因素呈现出迅猛发展的势头,加之受众群体的特殊性,校园贷愈发成为严重的社会性问题。通过问卷调查唐山在校大学生校园贷现状,分析了校园贷当前存在的问题,提出了完善校园贷的对策建议。

As a product of the booming internet economy,campus internet loan business is expanding with a rapid speed.For the reasons of college students’view of deficit spending,their entrepreneurial requirement and its convenience of applying,along with the particularity of its audience,this kind of loan has become a serious society problem.Based on a survey of Tangshan college students’using actuality of campus internet loan business,this paper analyzes the current problems of the business and raises some advice to solve these problems.