征信数据服务宏观审慎监管的国际经验研究——以欧央行统一信贷分析系统为例

Study on International Experiences in Macro-Prudential Regulation of Credit Reporting Data Services——Take the European Central Bank's Unified Credit Analysis System as an Example

明确征信数据服务宏观审慎监管的相关理论依据及其重要性,了解欧央行统一信贷分析系统项目出台的背景并能对该系统的概念模型和逻辑模型做出解释和归纳,熟悉欧央行利用统一信贷分析系统的征信数据服务宏观审慎监管的操作实践,有利于建设我国征信数据服务宏观审慎监管体系。

In order to facilitate the construction of credit reporting data serving macro-prudential regulation system in China,we should specify the related theoretical basis for credit reporting data serving macro-prudential regulation and its importance,understand the background for the unified credit analysis system project of the European Central Bank,explain and summarize the concept model and logic model of the system,and know well the operation practices of the European Central Bank using unified credit analysis system of credit reporting data serving the macro-prudential regulation.