1Tarazi M. and P. Breloff. Nonbank e - money issuers: regulatory approaches to protecting customer funds. CGAP Focus Note, 2010, No. 63, July.
2Andrianaivo and Kpodar. ICT, financial inclu- sion and growth: evidence from african countries, IMF Working Paper, 2011.
3Freedman S. and G. Z. Jin. Learning by doing with asymmetric information: evidence from prosper, corn, NBER Working Paper No. 16855, Issued in March, 2011.
4Agrawal A., C. Catalini and A. Goldfarb, goldfarb catalinimics of crowdfunding , NBER Working Paper, 2015.
5Sassi. S, and Goaied M. Financial develop- ment, ICT diffusion and economic growth: lessons from MENA region [ J] , Telecommunication Policy, 2013,37 (4-5) :252 -261.
6J. D. Hamilton. Time series analysis, Princeton University Press, 1994.
7Wooldridge, J. M. Introductory econometrics : a modem approach, South - Western College publishing, 2000.
