我国互联网金融的发展模式及影响研究

A Study of the Developmental Patterns of China's Internet Finance and Its Influences

互联网金融的演进和发展对整个传统金融系统在功能、结构、监管等方面产生了巨大的影响,其对完善我国金融市场体系也有一定促进作用,有利于加速金融产品和服务的创新,提供更便捷、更高效的金融市场环境。与此同时,对互联网金融中的交易模式进行规范,强化对互联网金融企业运行模式的监督管理,将是健全互联网金融监管的新常态。

The evolution of the Internet finance has greatly promoted the development of traditional financial system in such aspects as function,structure and regulation.It also helps to improve Chinas financial market system,accelerate the innovation of financial products and services and provides more convenient and efficient financial market environment.At the same time,the regulations on Internet finance management will be the new normal.