新型农业经营主体的金融服务短缺与供给绩效研究

Research on the Financial Service Shortage and Supply Performance of New Agricultural Business Entities

金融服务的有效供给对促进新型农业经营主体的成长和发展具有重要作用。本文利用全国14个省级单位的抽样调查数据,对我国新型农业经营主体的金融服务短缺与供给绩效问题进行了实证分析。结果表明,我国新型农业经营主体的金融服务短缺率达60. 61%,正规金融服务的不足与大多金融机构的缺位可能加剧了金融服务短缺的程度;正规金融服务在绩效上也表现为对财政支持高度依赖的特征,除非得到财政服务的支持与协同,金融服务很难促进新型农业经营主体的生产经营活动。文章最后提出了简要的政策建议。

The effective supply of financial services plays an important role in promoting the growth and development of new agricultural business entities.This paper empirically analyzes the shortage of financial services of new agricultural business entities and their supply performances using the sample survey data of 14 provincial-level units nationwide in China.The results show that the shortage rate of effective financial service supply reaches 60.61%,formal financial service shortage and the absence of most formal financing institutions may intensify the degree of financial service shortage;the performance of formal financing institutions is characterized by high dependence on financial support.Unless fiscal support and coordination are available,financial services can hardly promote the production and operation activities of new agricultural business entities.At the end of the paper,brief policy suggestions are put forward.