浅析互联网科技背景下金融创新的监管对策——以P2P监管为例

On the Regulatory Countermeasures of Financial Innovation under the Background of Internet Science and Technology——Take P2P supervision as an example

中国历史上是一个金融业发达的国家,也是一个金融创新大国,古代中国发明过纸币、汇票等,随着互联网技术和通信技术的发展,出现了很多新的科技和技术,必然也会影响到资本最前沿的金融业,产生很多新的金融业经营模式和领域,比如P2P等。目前在互联网金融的部分领域,中国已经成为全球的领导者,由此也产生了一些新的监管领域和变革,需要我们认真面对和研究,以降低金融风险的概率。

China is a country with a developed financial industry and a major financial innovator.In ancient times,China invented banknotes,bills of exchange,etc..With the development of Internet technology and communication technology,many new technologies and technologies have emerged.It will inevitably also affect the financial industry at the forefront of capital.There have been many new financial industry business models and areas,such as P2P.At present,China has become a global leader in some areas of Internet finance.This has also led to some new regulatory areas and changes.We need to seriously face and study to reduce the probability of financial risks.