高校思想政治教育视野下“校园贷”问题的思考

Thinking About Campus Loan under the View of Ideological and Political Education

随着互联网时代的到来,目前高校中校园贷款盛行,因有关部门对校园借贷平台监管不到位,诸多不良或非法校园贷款平台滋生蔓延;大学生消费观念误区、法制观念淡薄、心智不成熟等原因导致误入非法"校园贷",由此引发一系列问题。高校作为大学生成长成才的重要场所,应冷静分析、合理应对,采取普法教育、金融常识教育、消费观教育、社会主义核心价值观教育等教育方式,通过人文关怀、资助育人,与学生家长、国家司法机构形成合力,帮助大学生抵制不良"校园贷"。

With the coming of Internet age,campus loan is more and more popular in universities.Because relevant departments fail to exercise supervision effectively,many non-performing or illegal campus loan spread.University students'misconception of consumption,blunted sense of legal concept and immature mind lead them to use campus loan,resulting in a series of problems.Colleges and universities are important areas for students to grow up.Every department of universities should analyze calmly and respond appropriately.They should take steps such as popularizing law education,financial literacy education,consumption conception education and socialist core values education.Humanistic concern and financial aid policy can also work.The departments of universities,with the union of parents and national judicial organization,help university students keep away from campus loan.