“互联网+”普惠金融助力小微企业融资研究

Research on "Internet+" Inclusive Finance Helping Small and Micro Enterprise Financing

长期以来,小微企业融资难一直制约着其快速发展。"互联网+普惠金融"行动规划的提出,将惠普金融与互联网有机的联合起来。本文分析了"互联网+"与"普惠金融"结合的重要意义,分析了"互联网+普惠金融"助力小微企业融资的发展现状以及在解决小微企业融资问题的过程中出现的风险,最后提出了相应的风险防范措施。

For a long time,the financing difficulties of small and micro enterprises have been restricting their rapid development.The propose of"Internet+Inclusive Finance"action plan combines Inclusive Finance with the Internet.This paper analyzes the significance of the combination of"Internet+"and"Inclusive Finance",and analyzes the development status of"Internet+Inclusive Finance"to help small and micro enterprises to finance,and the risks arising in the process of solving small and micro enterprises financing problems.Finally,the corresponding risk prevention measures are proposed.