摘要
本文首先通过问卷调查获取大学生贷款的现状及存在的问题,然后利用层次分析法对面向大学生的商业银行贷款和网络平台贷款进行了对比,得出商业银行贷款比网络平台贷款业务更优质的结论,为商业银行进入大学生金融业务提供了一定的决策参考。
The current situation and existing problems of college student loans are obtained through the questionnaire survey,and then the analytic hierarchy process method is used to comparative analysis the commercial bank loans and network platform for the college students.Results show the commercial bank loans are better than the network platform loans,which provides a certain reference for commercial banks to enter the financial business of college students.
作者
贺杰
余思敏
陈文慧
李军成
HE Jie;YU Si-min;CHEN Wen-hui;LI Jun-cheng(College of Mathematics and Finance,Hunan University of Humanities,Science and Technology,Loudi 417000,China)
出处
《价值工程》
2019年第1期155-158,共4页
Value Engineering
基金
湖南省大学生研究性学习和创新性实验计划项目(湘教通[2018]255号No.1008)
关键词
大学生
校园贷
网络贷款
商业银行贷款
层次分析法
college students
campus loan
network loans
commercial bank loan
analytic hierarchy process
