“互联网+财富管理”的模式分析和发展建议

Mode Analysis and Development Suggestions of "Internet + Wealth Management"

互联网金融的蓬勃发展给中国金融体系带来了革命性变革。传统的财富管理模式借助互联网实现了转型升级,拓展了业务渠道和发展空间;另一方面,基于互联网诞生了一系列新兴的财富管理业态,进一步丰富了多层次的财富管理体系。伴随着以"互联网+"为特色的新一轮财富管理热潮兴起,厘清其发展的利弊,把握其发展的趋势并突出发展的重点有着非常重要的现实意义。

The vigorous development of internet finance has brought revolutionary changes to China's financial system.The traditional wealth management mode has realized the transformation and upgrading with the help of the internet,which has expanded the business channel and the development space.On the other hand,based on the internet,a series of new wealth management forms were born,which has further enriched the multi-level wealth management system.With the rising of a new round of wealth management upsurge characterized by"internet",it is of great practical significance to clarify the advantages and disadvantages of its development,and to grasp its development trend and to highlight the key points of its development.