也论我国农村土地银行法律制度

Comment on the legal system of rural land bank in China

我国农村土地银行法律制度在法律保障、差异认识、配套制度三个方面存在不足。为更好地推动我国农村土地银行法律制度完善,应明确:其存在形式应为政策性、中介性及金融性的农业服务机构;其资本制度为国家资本具有主导地位,非农资本应被限制在国家经济规划内,功能的发挥应当是信贷与储蓄相结合;其治理模式为政府指导下的法人治理。此外,应树立风险防范意识,包括对立法风险和衍生风险的预防。

The legal system of rural land bank lacks legislative authority,recognition differences and supporting systems.In order to improve the legal system of rural land bank in China,we should make it clear that its existence should be a policy-oriented,intermediary and financial agricultural service institution.Its capital system is dominated by national capital,non-agricultural capital should be limited to national economic planning,and its function should be combined with credit and savings.Its governance mode is the corporate governance under the guidance of the government.In addition,risk prevention awareness should be fostered,including the prevention of legislative risks and derivative risks.