互联网金融背景下大学生金融风险及其防范对策的探讨

Discussion on College Students' Financial Risks under the Background of Internet Finance and Its Countermeasures

随着互联网金融的快速发展,第三方支付、P2P网贷等互联网金融服务在大学校园迅速传播,大学生所面临的金融风险在不断加大。个人信息泄露、财产损失、学业荒废甚至违法犯罪,大学生由于互联网金融而引发的一系列不幸事件使我们不得不重视大学生金融风险问题。引导学生在合理接受互联网金融服务、提高自身生活品质的同时,正确认识并规避相应的金融风险是高校教育必须长期面对的一个问题。

With the rapid development of Internet finance, Internet financial services such as third party payment, P2P and other Internet financial services are spreading rapidly in the colleges, which is followed by the increasing financial risks facing college students.Personal information leakage, property loss, academic waste and even illegal crime,a series of unfortunate incidents make us have to pay attention to the financial risks of college students which are caused by Internet finance.It is a problem that college education must face for a long time that guiding students to accept Internet financial services reasonably,improving the quality of life while correctly understanding and evading the corresponding financial risks.