我省失地农民养老保险的设计理念和实施路径

On the design concept and implementation path of endowment insurance for landless farmers in Liaoning Province

建立失地农民的养老保险制度,解决他们的后顾之忧,既是发展和促进我省保险事业的一项重要举措,也是城市化健康发展的保证。失地农民的养老保险是我国商业保险中的一个重要险种,是社会保险体系不可或缺的部分。如何设计出有效的适合我省失地农民现实状况的养老保险,是我们必须面对的现实问题。所以有必要通过对我省失地农民养老保险制度中存在问题和设计理念的分析研究,探讨失地农民养老保险的发展路径,为统一规划我省失地农民养老保险制度,加强配套制度建设,提高失地农民养老保险的可操作性提供良好的理论支撑。

Establishing the endowment insurance system for landless farmers and solving their worries is not only an important measure to develop and promote the insurance industry in Liaoning,but also a guarantee for the healthy development of urbanization.The endowment insurance for landless farmers is an important insurance in China’s commercial insurance and an indispensable part of the social insurance system.How to design an effective endowment insurance that is suitable for the actual situation of landless farmers in Liaoning is a realistic problem that we must face.Therefore,it is necessary to analyze the development path of the endowment insurance for landless farmers through the analysis and research on the problems and design concepts in the endowment insurance system for landless farmers in Liaoning,to provide good theoretical support for unifying the endowment insurance system for landless farmers in Liaoning,strengthening the construction of supporting system and improving the operability of the endowment insurance for landless farmers.