浅谈移动互联网金融风险及防范对策

A Brief Discussion on the Financial Risk of Mobile Internet Finance and the Prevention Countermeasures

近年来,在政府的引导、市场需求的促动下,在互联网的快速发展、金融行业不断成熟的背景下,移动互联网金融应运而生,并迎来高速增长期,目前已经深入地渗透到并深刻影响和改变着经济社会发展各领域,潜移默化地改变人们的生活。但快速发展之下,暴露了很多问题,金融体系不健全、互联网技术的漏洞等各种金融风险问题逐渐突显出来。本文结合部分学者研究成果,围绕移动金融可能带来的金融风险,尝试提出相应的风险防控措施及建议。

In recent years,under the guidance of the government and the promotion of the market demand,with the rapid development of the Internet and the continuous maturity of the financial industry,mobile Internet finance has emerged as the times require,and it has ushered in a period of rapid growth,which has penetrated deeply and been influencing and changing the various fields of economic and social development,subtly changing people's lives,but under rapid development,many problems of financial risk have been exposed,such as the imperfect financial system and the deficiency of Internet technology.Combined with some scholars'research results,and revolving around the financial risk that mobile finance may bring,this paper tries to propose corresponding risk prevention and control measures and recommendations.