大资管格局下商业银行资管大类资产配置展望

在监管新时代下,我国资管行业正式步入大资管格局,而大类资产配置则是大资管格局的应有之义。商业银行资管作为大资管领域的重要组成部分,其大类资产配置在大资管格局下将面临配置结构失衡、配置策略体系不完善以及配置风险管理不足的严峻挑战。未来商业银行资管应深化"固定收益+"优势、优化委外投资体系、实施风险前置投资管理以及加快投研体系建设,从而可以更好地角逐资管蓝海。

Under the new era of supervision,China's Capital Management industry has officially entered the pattern of large capital management,and the distribution of large types of assets is the proper meaning of the pattern of large capital management.As an important part of the large capital management field,the large asset allocation of commercial banks will face severe challenges of unbalanced configuration,imperfect configuration strategy system and insufficient allocation risk management.In the future,commercial bank management should deepen the advantages of"fixed income+",optimize the external investment system,implement risk pre-investment management,and accelerate the construction of investment and research system,so as to better compete for the blue sea of investment management.