宁海县农业气象指数保险现状与思考

Current Situation and Consideration of Agrometeorological Index Insurance in Ninghai County

基于农业气象指数保险本身的特性和发展的现状,分析了宁海县发展农业气象指数保险面临的困难,包括高风险产品难以推广、气象数据的代表性有限、气象指数的开发设计有待完善和农户参保积极性不高等问题。为促进气象指数保险的顺利开展和可持续性,在借鉴各地经验和结合宁海县实际的基础上,提出相应的建议。

We analyzed the difficulties in developing agrometeorological index insurance in Ninghai County based on its characteristics and development status.The difficulties included high risk products being difficult to popularize,limited representation of meteorological data,imperfect design of meteorological indices,and low enthusiasm for farmers’participation in insurance.To promote the smooth development and sustainability of meteorological index insurance,several suggestions were put forward.