金融发展要在义利之间取得平衡

A Balance between Morality and Interest in Financial Development

金融是实体经济的血脉。货币、金融通过服务实体经济得利,反过来又促进实体经济的发展,此为货币金融存在之义。义并不反对利,但义利关系要平衡,社会经济才能顺利发展,否则就会"翻车"。近代中国的"橡胶股票风潮"、金圆券改革、2008年美国次贷危机,都是金融脱离实体经济、造成社会经济巨大损失的实例。必须牢记金融发展中的义利平衡关系。

We suggest that finance serves as the blood for the real economy.Currency and finance not only gain interests through the real economy,but,in turn,promote the development of the real economy.And this is the morality showed in the existence of currency and finance. Morality does not contradict interest but it is important to balance both of them so as to ensure the smooth development of the social economy,which will"derail"without the balance.Rubber Agitation and the reform of Gold Yuan in the history of modern China,coupled with the U.S subprime mortgage crisis in 2008, are specific examples that result in huge cost to social economy as finance is isolated from the real economy. In this case, the balance between morality and interest in financial development must be of great importance.