关于职业年金基金投资运营的思考

我国职业年金基金具有规模大、资产负债稳定、集中度高等特点,与其他类型的养老基金相比,在长期收益率和社会收益方面有更高的要求。本文通过对当前职业年金基金投资政策的比较分析,提出了进一步明确考核与激励措施、逐步增加投资渠道、根据资产负债匹配属性设置不同的年金计划等改进建议。

The occupational annuity fund in China has the characteristics of large scale,stable assets and liabilities,and high concentration.They have higher requirements in long-term returns and social returns.This paper also puts forward some suggestions for further clarifying the assessment and incentive measures,increasing investment channels step by step,and setting different annuity plans according to the matching attributes of assets and liabilities.