河南省农业保险经营效率的实证研究

An Empirical Study on the Operational Efficiency of Agricultural Insurance in Henan Province

农业保险是我国一项重要的政策性保险,能够有效分散风险,补偿损失,稳定生产。通过建立DEA模型分析我国31个省(自治区、直辖市) 2015年的农业保险经营效率,可以发现,我国各省区农业保险的经营效率不均衡,其中河南省的农业保险经营效率排在中等水平,存在供给和需求不足、财政补贴制度不完善、基层管理混乱、市场竞争程度较低等问题。相关部门应完善财政补贴制度,培养高素质专业技术人员,建立多方监管体系,加强农业保险宣传教育,鼓励通过服务和创新适当竞争等。

Agricultural insurance is an important policy in China,which can effectively spread risks,compensate losses and stabilize production.By analyzing the operational efficiency of agricultural insurance of 31 provinces of 2015 based on established DEA model,it is found that the operational efficiency of agricultural insurance is imbalanced among all provinces of China,in which the operational efficiency of Henan province is in the medium level.Moreover,in Henan province there are such problems as the insufficient supply and demand,imperfect fiscal subsidy system,grass-roots management confusion,and less competitive market.The relative departments should perfect the fiscal subsidy system,turn out high-quality professional and technical talents,establish multilateral regulatory system,strengthen the propaganda and education about agricultural insurance,and encourage the appropriate competition through service and innovation.