我国资产管理行业健康发展的思考

Thinkings on the Healthy Development of China's Asset Management Industry

2012年5月后,我国资产管理行业迅速发展,这在很大程度上激活了金融市场要素,而且也为资产管理拓展了渠道和空间。然而,在资产管理迅速发展过程中也产生了诸多金融乱象,如不加以整顿就很可能引发系统性金融风险。本文基于2018年4月27日人民银行会同银保监会、证监会和外管局等部门联合发布的《关于规范金融机构资产管理业务的指导意见》,在当前强监管严处罚的背景下,分析了我国资产管理行业的发展现状与主要问题,进而提出资产管理行业健康发展的对策性思考。

After May 2012,China's asset management industry developed rapidly,which activated the financial market factors to a large extent,and also expanded the channels and space for asset management.However,in the rapid development of asset management,there have also been many financial chaos.If it is not rectified,it is likely to cause systemic financial risks.This article is based on the"Guiding Opinions on Regulating the Asset Management Business of Financial Institutions"jointly issued by the People's Bank of China and the Banking Regulatory Commission,the China Securities Regulatory Commission and the SAFE in April 27,2018.Under the background of the current strict supervision and punishment,this paper analyzes the development status and main problems of China's asset management industry,and then put forward the countermeasures for the healthy development of the asset management industry.