居民健康状况对其家庭储蓄的影响研究——来自CHARLS的经验数据

Study on the Influence of Residents' Health Status on Their Household Savings——Empirical data from CHARLS

论文通过OLS多元线性回归模型实证分析了居民健康状况对其家庭储蓄的影响。结果表明:居民健康状况对其家庭储蓄具有显著的负向关系,即居民健康状况越差,则会导致家庭储蓄额越少。具体来讲,居民主观健康中的自评健康和自评健康趋势两个指标都对其家庭储蓄呈现负相关关系。从居民心理健康方面来说,其抑郁指数越高或者生活状况满意度越差,其家庭储蓄越低。而居民生理健康对其储蓄也产生显著负相关。

This paper empirically analyzes the impact of residents' health status on their household savings through OLS multiple linear regression model. The results show that the health status of residents has a significant negative relationship with their household savings, that is, the poorer the health status of residents, the less the amount of household savings. Specifically, both the self-rated health and self-rated health trends in the subjective health of residents have a negative correlation with their household savings. In terms of residents' mental health, the higher their depression index or the worse the satisfaction of living conditions, the lower their household savings. The physical health of residents also has a significant negative correlation with their savings.