长株潭地区的科技型小微企业集群融资制度供给研究

Research on the Supply of Cluster Financing System for Small and Micro Science and Technology Enterprises in Changsha-Zhuzhou-Xiangtan City Group

长株潭地区作为湖南省经济发展核心区域,在湖南推进"科技强省"的大潮下,加快区域内科技型小微企业的发展已成为重中之重。但其发展面临"融资难"困境,其中制度供给是关键。从省、市、区三级将长株潭与温州地区的制度体系进行对比分析,发现长株潭地区存在融资制度环境未以产业为驱动、信贷融资制度供给不足、风险投资未成体系且不健全三大主要问题,需从科技型小微企业技术链融资制度、集群信用评价体系、风险投资制度等方面进行制度建设,推动其集群融资的发展。

Changsha-Zhuzhou-Xiangtan city group as the economic core of Hunan province,the development of science and technology small and micro enterprises has become the top priority in the spring tide of“science and technology strong province”in Hunan.But its development is facing“financing difficulty”,and institutional supply is the key.By comparing the institutional systems of Changsha-Zhuzhou-Xiangtan city group and Wenzhou region from the provincial,municipal and district levels,it is found that there are three major problems in Changsha-Zhuzhou-Xiangtan city group:the financing system environment is not driven by industry,the credit financing system is insufficient,and the risk investment system is not sound.Government departments are required to carry out institutional construction from the technology chain financing system,cluster credit evaluation system and venture investment system of small and micro science and technology enterprises,aiming at promoting the development of cluster financing of small and micro science and technology enterprises.