中国供应链金融的发展趋势

The Development Trend of China's Supply Chain Finance

供应链金融横跨产业供应链和金融活动,是推动金融服务实体,尤其是解决中小微企业融资难、融资贵问题的重要战略途径,在未来发展中将呈现六大发展趋势。产业供应链的场景把握是供应链金融发展的基础,供应链金融的核心在于加速供应链资金流,帮助上下游有竞争力的中小微企业发展,绩效衡量标准应以战略收益和产业交易成本下降为准则。综合风险管控能力是供应链金融发展的关键,需要从供应链结构、流程和管理要素三个维度管控贸易背景的真实性。多主体专业分工基础上的协同是供应链金融发展的模式,参与主体的专业化和平台化是供应链金融的发展方向。与信息通信技术等的高度融合,使供应链金融日益高效、智慧化,显示了金融科技赋能供应链金融的强大作用。供应链金融的持续发展要求供应链金融承担可持续的社会责任,要求供应链金融的合规性和中小微企业的持续健康发展,助力农业供应链和再循环产业链发展。对供应链金融的金融端进行系统化变革,形成协同合作网络,构建良好的合作生态,满足产业供应链差别化的价值诉求,促进产业供应链的持续发展要求。

Supply chain finance concerns both industrial supply chain and financial activities;it can promote finance to provide entities with financial service,specially in solving problems of medium,small,and micro enterprises in financing;and there will be six trends in its future development.The understanding of industrial supply chain scene is the basis for the development of supply chain finance;and the core of supply chain finance is to accelerate capital flow of supply chain,help the development of medium,small,and micro enterprises with competitiveness in the up-and down-stream.The standard of performance measurement should be the strategic profit and the decrease of industrial transaction cost.The comprehensive risk control capability is the key for the development of supply chain finance,and we should manage the realness of transaction background from the dimensions of supply chain structure,process and management elements.Coordination based on labor division is the pattern of supply chain finance development;and the specialization and platform is the direction of that.The high level of integration with information communication technology makes supply chain finance to be increasingly efficient and intelligent,which demonstrates the strong power of supply chain finance that enabled by financial technology.The sustainable development of supply chain finance requires that it will shoulder the sustainable social responsibility,and helps promote the development of agricultural supply chain and recycling industrial chain.We should make systematic innovation in the financial ends of supply chain finance,form the network of coordination and cooperation,construct the sound cooperation ecology,satisfy the value appeal of industrial supply chain differentiation,and promote the sustainable development of industrial supply chain.