摘要
回顾改革开放40年来我国农业保险的发展历程,将其分为恢复发展、停滞萎缩、稳步发展、全面推行与创新发展四个阶段,对比分析各阶段农业保险保费收入与赔付支出具体数据,概括总结改革开放四十年来我国农业保险取得的重大成就,并对我国农业保险发展提出应着眼于农业保险理论与实践的拓展性研究、农业风险的科学化分散机制探索、农业保险规范化经营分析以及创新型农业保险产品开发等建议。农业保险应作为一项支农惠农政策工具纳入我国农业发展制度中,发挥其"社会稳定器"作用。
By reviewing the development of agricultural insurance in the past 40 years of reform and opening up in China agricultural insurance has experienced four stages of recovery and development, stagnation and shrinkage, steady development, comprehensive implementation and innovative development. It compared or analyzed the premium income and claims expenditure of agricultural insurance at each stage, and summed up the major achievements of agricultural insurance in the past 40 years of reform and opening up in China. On this basis, the future development of China's agricultural insurance should focus on the expansion of agricultural insurance theory and practice, the exploration of the scientific and decentralized mechanism of agricultural risks, the analysis of agricultural insurance standardization and the development of innovative agricultural insurance products. And it was proposed that agricultural insurance should be used as a "social stabilizer" in China's agricultural development system as a policy tool to support agriculture and benefit farmers.
作者
李丹
张胜男
LI Dan;ZHANG Shengnan(School of Economics and Management,Northeast Agricultural University,Harbin 150030,China)
出处
《农业经济与管理》
CSSCI
2019年第1期53-60,共8页
Agricultural Economics and Management
基金
国家社会科学基金项目(17BJY207)
关键词
农业保险
农业政策
政策工具
预期
agricultural insurance
agricultural policy
policy tool
expectation