住房公积金对房地产市场的调控作用探析

Analysis on the Regulating Function of Housing Accumulation Fund on Real Estate Market

住房公积金制度随着房地产市场一同成长,在其日趋成熟完善的同时也在促进房地产市场发展方面发挥了积极作用。当前,随着经济社会的快速发展,住房公积金参与调控房地产市场的能力正逐渐弱化,只有客观认识现状,找准存在的问题并积极加以应对,才能充分发挥住房公积金的保障作用,让更多住房公积金缴存人实现"住有所居"。

With the development of the real estate market,the housing accumulation fund system has played an active role in promoting the development of the real estate market.At present,with the rapid development of economy and society,the ability of housing provident fund to participate in the regulation of the real estate market is gradually weakening.Only by objectively understanding the status quo,finding out the existing problems and actively responding to them,can we give full play to the role of housing provident fund and let more housing provident fund depositors to achieve“live somewhere”.