党的十九大后商业银行现代化治理的监管和改革

The Regulation and Reform of Modern Governance of Commercial Banks based on the 19th National Congress of the C.P.C.

近年来,商业银行发生不少乱象,这不仅不利于商业银行的发展,更对整个金融体系的稳定造成了威胁。在此情况下,需要对商业银行的治理现状进行全面而深入的分析。在银监会保监会合并后的新商业银行治理中,应不断改善商业银行内外部治理环境,加强乱象监管和管理,调整商业银行的信贷政策与落实督核的监管改革,最终实现增强服务实体经济能力的目的,积极实践习近平新时代中国特色社会主义思想于全球治理的重要贡献与秩序的重构。

There are lots of chaos in the commercial banks in recent years.This is not only harmful to the development of commercial banks,but also poses a threat to the stability of the financial system.So,in this case,we need to do a full and thorough analysis of the current state of the commercial banks.In the governance of new commercial banks after the merger of CBRC and CIRC,we will continuously improve the governance structure of commercial banks,strengthen the supervision and management of chaos,and promote strength of commercial banks to enhance the ability to service real economy.