也谈“车上人员”与“第三者”身份的转化

"车上人员"与"第三者"之争广泛存在于保险和审判实践,业界有"固定说"和"可转化说"两种观点。本文认为"固定说"过于死板,"可转化说"过于泛滥,应结合人员初始属性和脱离车体后是否遭受本车碰撞或(和)碾压综合分析认定。

“Personnel in the vehicle” and the “third party” are widely existed in insurance and trial practice,and there are two opinions in the industry,i.e.“fixed” and “convertible”.This paper holds that the “fixed theory” is too rigid and the “convertibility theory” too widespread,and it should be determined by a comprehensive analysis based on the initial attributes of the personnel and whether the vehicle suffers from collision or(and)rolling crush after it is detached from the vehicle body.