基于互联网金融背景下线上贷款系统现状调查

The Status Survey of Online Loan System Under the Background of Internet Financial

互联网技术的高速发展和生活节奏的逐渐加快,对各类传统行业均产生了巨大冲击。在互联网发展背景下,各行业均面向互联网技术进行了改良和转型。在各行业的"互联网化"过程中,金融行业的发展势头尤为迅速,出现了多种类型的线上贷款方式。基于此,笔者以互联网背景下的金融行业发展现状为理论基础,以当前线上贷款发展模式为研究对象,以线上贷款系统开发为技术基础,结合当前线上贷款系统存在的问题提出了针对性建议。

The rapid development of Internet technology and the gradual acceleration of the pace of life have had a huge impact on various traditional industries.Under the background of Internet development,various industries have improved and transformed Internet technology,and on this basis,a large number of new products have emerged.In the process of"Internet"in various industries,the development momentum of the financial industry is particularly rapid,and there are many types of online loans.Based on this,the author takes the current situation of the financial industry under the background of the Internet as the theoretical basis,takes the current online loan development model as the research object,takes the development of online loan system as the technical basis,and puts forward pertinent suggestions combined with the existing problems of online loan system.