我国商业银行消费信贷风险管理问题的研究

On Risk Management of Consumer Credit in China's Commercial Banks

本文在研究我国商业银行消费信贷管理现状的基础上,分析了我国商业银行消费信贷风险的类型和原因。根据这些原因,采取相应的措施,来降低消费者信贷风险,进而促进我国商业银行消费信贷的健康发展。

Based on the research of the status quo of consumer credit management in China's commercial banks, this paper analyzes the types and causes of consumer credit risks in China's commercial banks. According to these reasons, corresponding measures are taken to reduce consumer credit risks, so as to promote the healthy development of consumer credit in China's commercial banks.