江苏政策性农机保险制度构建分析

Analysis on the construction of policy-based agricultural machinery insurance system in Jiangsu Province

江苏作为传统农业大省,在中央出台一系列惠农政策的背景下,该省政策性农机保险业务蒸蒸日上。如何构建完整合理的政策性农机保险制度,是实施政策性农机保险的重中之重。通过研究自2007年以来该省省级相关文件,梳理政策首创建立、不断优化的脉络,总结政策性农机保险制度特点,并提出制度改进方向建议,以期将可复制、可推广的江苏经验辐射全国,让政策性农机保险惠及更多农民。

As a traditional agricultural province,Jiangsu Provinee,under the central policy and the regulations of the agricultural insura nee management regulations.The policy of agricultural machinery insurance business is booming up.How to build a complete and reasonable policy has become the top priority of improving theagricultural machinery insurance business.This paper compares relevant documents issued by various levels in Jiangsu Province since 2007,proposing that Jiangsu Province needs to raise the standard of financial insurance subsidies,seek at least 60% of provincial financial premium subsidies,of which the North Jiangsu region can be increased to 70%.And make reasonable arrangements for financial management expenses,strive for the provincial financial department to arrange 10% premium as the agricultural machinery insurance management fee every year.And mutual supervision by insurance departments and agricultural machinery departments at all levels,we should carry out related work expenses such as checking and defining damages and settling claims.Properly increase the insurance of grain dryer and increase insurance.In order to provide reference for improving the policy insurance system in Jiangsu province.