浅谈住房抵押贷款的拖欠风险
摘要
本文将对住房抵押贷款拖欠风险与违约风险的相关文献进行综述,并提出一些应对拖欠风险的建议,从而促进住房抵押贷款更好地发挥其作用。
出处
《财讯》
2018年第29期159-159,共1页
二级参考文献39
-
1钱争鸣,李海波,于艳萍.个人住房按揭贷款违约风险研究[J].经济研究,2010,45(S1):143-152. 被引量:32
-
2何晓晴,谢赤,吴晓.住房按揭贷款违约风险及其防范机制[J].社会科学家,2005,20(6):65-67. 被引量:11
-
3Morton T G. A discriminant function analysis of residential mortgage delinquency and foreclosure[ J ]. Real Estate Economics,1975,3 (1) :73 -88.
-
4Campbell T S, Dietrich J K. The determinants of default on insured conventional residential mortgage loans[ J]. The Journal of Finance, 1983,38 (5) :1569 - 1581.
-
5Gardner M J, Mills D L. Evaluating the likelihood of default on delinquent loans [ J ]. Financial Management, 1989,18 ( 1 ) :55 - 63.
-
6Lawrence E C, Arshadi N. A multinomial logit analysis of problem loan resolution choices in banking[ J]. Journal of Money, Credit and Banking, 1995,27( 1 ) :202 -216.
-
7Burrows R. Mortgage indebtedness in England: an epidemiology[ J]. Housing Studies,1998,13( 1 ) :5 -21.
-
8Berry M, Dalton T. Home ownership into the new millennium: a view from the margin[ J ]. Urban Policy and Research,2000,18(4 ):435 -454.
-
9Nelson O. D, Pellegrino, Mary K. Using credit scorecards to assess the credit risk of consumer abroad [ J]. The Journal of European Busi- ness, 1991,2( 1 ) :22 -26.
-
10Klein B, Letller K B. The role of market forces in assuring contractual perforrrance[ J]. The Journal : Political Economy,1981,89(4) :615 -641.
共引文献15
-
1廖紫衡.我国个人住房抵押贷款违约风险对策研究[J].现代营销(上),2023(6):43-45.
-
2张瑾,陈辉.打破刚兑和资产有形性对违约风险-股票收益关系的影响[J].新金融,2018,0(12):43-48. 被引量:2
-
3温珂.动态参数神经网络的投资银行风险预测模型[J].科技通报,2015,31(9):192-195. 被引量:2
-
4李范婷.合肥市个人住房抵押贷款违约影响因素研究[J].铜陵学院学报,2017,16(4):68-71.
-
5吴姗姗.个人住房抵押贷款违约风险研究评述和展望[J].经济师,2018(3):19-22. 被引量:6
-
6龙正君.紧缩性调控政策下个人住房贷款风险防控分析[J].广西广播电视大学学报,2018,29(6):84-88.
-
7张红霞,金熙镐.中国超额住房贷款压力测度研究[J].金融论坛,2019,0(8):12-22. 被引量:1
-
8张洋,石宝仪,肖杰,金占勇.基于社会学视角的住房抵押贷款违约风险研究[J].中国房地产,2017(21):52-57.
-
9王洪亮,张瑾,陈辉.A股市场的违约异象消失了吗?——打破刚兑和国企属性的影响分析[J].河北经贸大学学报,2019,40(2):37-46. 被引量:6
-
10易芦娇.试论商业银行个人住房抵押贷款风险管理策略[J].经济师,2020(8):114-114.