农村金融扶贫效果分析——基于我国26个省级面板数据的实证研究

Analysis on the Effect of Rural Financial Poverty Alleviation——An Empirical Research Based on 26 Provincial Panel Data in China

2017年中央一号文件强调,在推进农业供给侧结构性改革的基础上,要结合金融手段解决农民收入问题,进一步增强金融资金支持的精准意识和绩效观念。为检验我国农村金融扶贫的成效,选取资本、技术、劳动三种投入要素的代表性变量,利用2010～2015年我国26个省份的面板数据,通过实证对农村金融支持与农民增收、农村减贫关系进行研究检验。实证结果表明:随着政策的支持和金融支农力度的加大,农村金融规模和效率逐步提高,农民收入显著增长,贫困人口也在日益减少。此外,改善农村劳动力结构和提高农业科技投入也在不同程度上促进了农民增收,缓解了农村贫困。

In 2017,a problem was emphasized in the No. 1 Document of the Central Committee that it is important to deal with the farmers’ income with the help of financial means,and further enhance the precise awareness and performance concept of financial fund support on the basis of promoting the structural reform of the agricultural supply side. In order to examine the the effectiveness of China’ s rural financial poverty alleviation,three representative variables of input factors such as capital,technology and labor are selected in the study to analyze the relationship among rural financial support,farmers’ income increase and rural poverty alleviation on the basis of the panel data of 26 provinces in China from 2010 to 2015. The result shows that the scale and efficiency of rural finance have gradually increased with with the support of policies and the increase of financial support for agriculture,and farmers’ income has increased significantly,and the number of poor people has been decreasing.In addition,improving the rural labor structure and increasing agricultural science and technology investment have also promoted farmers’ incomes to a different extent and alleviated rural poverty.