国家助学贷款中的过度需求及其影响因素研究——基于安徽省高校的实证分析

Research on the Excessive Demand of National Student Loan and Its Influencing Factors——Based on the Empirical Analysis of Colleges and Universities in Anhui Province

国家助学贷款是我国为资助家境困难学生而设立的款项,近年来,社会整体经济发展良好,人们的生活水平随之提高,在现行的助学贷款中很有可能存在过度需求,这无形中会造成社会资源的浪费。论文以安徽省部分高校学生为研究对象,设计并收集相关调查问卷,运用SPSS软件进行数据分析,试图研究其中的过度需求以及影响因素。

National student loan is set up to support students from poor families. In recent years, the overall development of social and economic is good, and people's living standards has been improved accordingly. There is likely to be excessive demand in the current student loan, which will virtually cause the waste of social resources. This paper takes some college students in Anhui province as the research object, designs and collects relevant questionnaires, uses SPSS software for data analysis, and tries to study the excessive demand and influencing factors.