银行信贷业务档案信息资源的开发利用

Development and utilization of archives information resources of bank credit business

为了对我国银行信贷业务档案信息资源进行开发利用,对信贷业务档案的开发利用现状进行了分析,找出了银行信贷业务档案开发利用的不足之处:信贷业务档案具有保密性,信贷业务档案缺乏统一性,信贷业务档案管理过于机械化,信贷业务档案信息资源烦杂,信贷业务档案管理人员的专业性不高,阐述了信贷信息共享的利弊,并对信贷业务档案的开发利用进行了展望,这样信贷业务档案才能被更好的保管和利用。

In order to develop and utilize the archives information resources of bank credit business of China, this paper analyses current situation of the development and utilization of the archives of bank credit business, and finds out its shortcomings: the archives of credit business have confidentiality, the archives of credit business lack uniformity, the archives management of credit business is too mechanized, and the archives information resources of credit business are too complicated. This paper expounds the advantages and disadvantages of credit information sharing, and prospects the development and utilization of credit business archives, so that credit business archives can be better preserved and used.