河南省金融业集聚对产业结构升级的影响

The Influence of Financial Agglomeration in Henan on the Upgrading of Industrial Structure

在分析金融业集聚对产业结构升级的影响原理和机制的基础上,运用河南省1995—2014年间的相关变量建立多元回归模型,通过单位根检验、回归分析及协整检验考察河南省金融业集聚对产业结构升级的影响,结果表明:河南省金融业集聚对产业结构升级具有正向的推动作用,这种推动作用主要来自于银行业集聚,而保险业集聚对产业结构升级的作用不明显.

Based on the analysis of the principle and mechanism of the impact of financial agglomeration on the upgrading of industrial structure,a multiple regression model is established using relevant variables of Henan Province from 1995 to 2014,and the established modle is examined through unit root test,regression analysis,and cointegration test. The result shows that: Henan financial agglomeration has a positive driving effect on the upgrading of industrial structure,and this promotion mainly comes from the agglomeration of banking industry,and agglomeration of insurance does not influence the upgrading of industrial structure obviously.