2G.A.Akerlof. The Market for Lemons Quality Uncertainty and the Market Mechanism Quarterly [Jl.Joumal of Economies, 1970(3):488-500.
3R.J.Barro. The Loan Market, Collateral and Rates of Interest [J].Journal of Money, Credit and Banking, 1976(4): 439-456.
4J.E.Stiglitz & A.Weiss. Credit Rationing in Markets with Imperfect Infor- mation [J].American Economic Review, 1981(4):393-410.
5Allan Riding,Judith Madill,George Haines. Incrementality of SME Loan Guarantees [J].Small Business Economics,2007(1):47-61.
6Salvatore Zecchini, Marco Ventura. The Impact of Public Guarantees on Credit to SMEs [J].Small Business Economics, 2009(2): 191-206.
7Jae Kang,Almas Heshmati. Effect of credit guarantee policy on survival andperformance of SMEs in Republic of Korea [J].Small Business Eco- nomics, 2008(4) : 445-462.
8David P.Ely,Kenneth J.Robinson. Consolidation,technology and the cha- nging structure of bank's small business lending [J].Economic and Finan- cial Review, 2004.