融通渔业:国民政府渔业银团的创设及运行(1936-1948)

Financing Fishery:Creation and Operation of National Government Fishery Consortium(1936-1948)

为了应对20世纪30年代的渔业危机,实业部于1936年4月提出设立渔业银团的构想。作为专门致力于渔业放款的银团组织,渔业银团设立的初衷是仿效农业贷款成例,将款项重点贷放于各渔业合作组织,达到融通渔村金融、改良渔民生计的目的。但由于战后渔业从业环境及渔业金融环境的变动,银团放款经历了由战前以"间接贷放"为主向战后以渔业公司、水产工厂为主的转变。

In response to the fisheries crisis of the 1930s, the Ministry of Industry proposed the establishment of a fishery consortium in April 1936. As an organization dedicated to fisheries lending, the consortium originally established to follow the example of agricultural loans, and focus the funds on various fishery cooperative associations to achieve the purpose of financing the fishing village finance and improving the livelihood of the fishermen. However, due to changes in the post-war fisheries production and fisheries finance organizations, consortium lending experienced a shift from “indirect lending” to post-war fisheries companies and aquatic plants.