互联网供应链金融对我国商贸流通业的支持效应及区域差异分析

Analysis of the supporting effect and regional difference of the Internet supply chain finance on China's trade circulation industry

互联网供应链金融支持商贸流通业发展的作用机制,主要体现在新型供应链金融技术、交易支付便利化、金融信用监管、资产证券化等方面。基于此,构建了互联网供应链金融评价指标体系,并实证检验互联网供应链金融对我国商贸流通业发展的支持效应及区域差异。结果表明,互联网供应链金融发展不仅可以在短期内对我国商贸流通发展起到支持作用,且这种支持作用存在一定的时序梯度顺延效应。但从区域细分视角来看,无论是短期影响还是时序梯度顺延效应,都仅仅在我国东部地区和中部地区有显著体现,在东北地区和西部地区的体现则不充分。

Internet supply chain finance supports the development of commerce and trade circulation industry,which manifests itself in new supply chain financial technology, convenience of transaction payment, financial credit supervision, and asset securitization. Based on this, the Internet supply chain financial evaluation index system is constructed to empirically test the supporting effect and regional differences of Internet supply chain finance on the development of China’s trade circulation industry. The results show that the financial development of the Internet supply chain can not only support the development of China’s trade and commerce in the short term, but also has a certain timing gradient delay effect. However, from the perspective of regional subdivision,both the short-term impact and the timing gradient delay effect are only prominently reflected in the eastern and central regions of China, but not in the northeast and western regions.