我国农村金融发展的问题及对策

The Problems and Countermeasures of Rural Financial Development in China

我国是一个农村人口占多数的国家。通过分析我国农村金融存在的金融制度不完善,金融机构服务单一,农民融资渠道少,资金外流严重等问题,提出了不断完善农村金融制度,加强农村金融立法,规范金融机构工作等对策和建议。

China is a country with a large rural population.This paper analyzed the problems in the rural finance,which included that the financial system is imperfect,the financial institutions have a single service,the farmers have fewer financing channels and the capital outflow is serious,etc.It putforward countermeasures and suggestions such as constantly improving the rural financial system,strengthening rural financial legislation,and regulating the work of financial institutions.