最高额抵押权变更探析

Analysis on the Change of the Maximum Mortgage

最高额抵押权作为一种特殊的抵押权,对其变更的讨论应是建立在对其从属性的探讨之上,而对于最高额抵押权从属性的讨论自《物权法》修订至今已形成多种学说,笔者在前辈学者的研究基础之上,提出最高额抵押权变更的新模型,认为决定最高额抵押权变更的基础因素共有三类四种,最高限额、所担保的债权范围、债权确定期间。并在该模型的基础上分别讨论不同因素对最高额抵押权变更的影响。

The maximum mortgage is a special mortgage. The discussion of its change should be based on the discussion of its attributes. The discussion on the maximum mortgage rights has been formed since the revision of the Property Law. On the basis of the research of senior scholars, the author proposes a new model of the change of the maximum mortgage rights. The basic factors that determine the change of the maximum mortgage rights are divided into three categories: the maximum limit, the scope of the secured creditor's rights, and the period of determination of the creditor's rights* On the basis of the model, the influence of different factors on the change of the maximum mortgage rights is discussed separately.