电子支付在军队财务结算中的应用研究

Research on application of electronic payment in military financial settlement

军队财务结算手段的落后,必将影响军费的使用效益,进而影响军队的日常训练、任务保障和作战能力。电子支付有助于实现军队财务结算资金的快速划拨,能够有效地提升军队财务结算效率。因此,首先对电子支付和军队财务结算的现状进行了分析研究,阐述了在现有信息化条件下,将电子支付技术引入军队财务结算工作中的必要性和重要意义;然后,通过对比和分析现有国内外电子支付技术的优缺点及局限性,找出适合军队财务结算的电子支付方式,建立了适合军队财务结算的电子支付业务模型,并提出了实现该模型的具体解决方案。

The backwardness of the military′s financial settlement means will inevitably affect the use of military fees, which in turn will affect the daily training, mission support and operational capabilities of the military. Firstly, the current situation of electronic payment and military financial settlement are studied with the analysis of the necessity and significance of introducing electronic payment technology into military financial settlement under the existing information conditions. Then, considering the advantages and disadvantages and limitations of existing domestic and foreign electronic payment technologies, the electronic payment method suitable for military financial settlement is proposed. As a result, an electronic payment service model suitable for military financial settlement is established with the proposal of a concrete solution to achieve the model. In summary, electronic payment helps to realize the rapid allocation of military financial settlement funds, improve the financial settlement efficiency, and guarantee the daily training, mission support and combat capability of the military.