信用秩序对经济发展的影响研究——基于贵州省74个县市区数据分析

Study on the Impact of Credit Order on Economic Development:Based on the Data Analysis of 74 Counties and Cities in Guizhou Province

对信用秩序进行系统性、整体性的衡量,建立信用秩序评价指标体系,从信用秩序促进经济金融协调发展的角度,探讨信用秩序与经济发展的相关关系,进一步分析信用主体的信用行为对经济发展造成的影响。分析显示:一是借贷关系形成的信用秩序与经济发展联系紧密;二是以信用为核心的市场建设对经济发展的作用不明显;三是政府公共管理行为形成的信用秩序与经济发展没有直接影响;四是应当全方位关注信用秩序混乱对经济金融的影响。

This article conducts a systemic and holistic evaluation of credit order, constructs assessment index system for credit order, and explores the relationship between credit order and economic development from the perspective of credit order promoting the coordinated development of economy and finance. In addition, it analyzes the impact of the credit behavior of credit subjects on economic development. The analysis demonstrates the following findings: First, the credit order resulting from the borrowing-lending relationship is closely related to economic development;Second, the market construction with credit as its core does not exert remarkable effect on economic development;Third, the credit order resulting from the public administration of the government has no direct impact on economic development;Fourth, full attention should be paid to the impact of credit order disruption on the economy and finance.