数字科技服务于金融的行业实践——基于场景、用户和产品三个维度

Practices of Digital Technology Serving the Financial Industry--Based on Scenarios, Users and Products

数字科技与金融服务天然适配。数字科技的介入可以将金融服务中的人、物、场、资金流、信息流全面数字化,形成数字科技企业的核心优势。文章以京东数字科技为例,介绍其基于三个维度对金融领域中的场景、用户和产品全面数字化,以新型金融业务的整体解决方案显著提升金融服务效能的行业实践,并展望数字化金融服务的未来。

Digital technology and financial services are naturally adapted to each other. The digital technology can fully digitalize elements such as people, things, fields, capital flows, and information flows in financial services, which forms the core advantages of digital technology companies. Taking JD Digital Technology as an example, this paper introduces the digitization from the three dimensions of the scenarios, users and products in the financial industry, with JD Digital Technology providing an overall solution to the new financial services to significantly improve the efficiency of financial services. It offers an outlook into the future of the digital financial services.