浅析大数据对我国商业银行的影响

Analysis of the Impact of Big Data on China’s Commercial Banks

大数据技术已成为促进银行业改革的重要助推力,银行业作为数据集中管理型行业具有更强的渗透力。在大数据背景下的数据挖掘、分析、处理和利用成为银行业发展的重要课题。以大数据对我国商业银行的影响为研究对象,通过介绍我国银行业运用大数据的现状,分析大数据对我国银行业的影响以及我国商业银行在大数据应用方面存在的问题并提出有效的解决方案。

Big data technology has become an important driving force to promote banking reform,and banking industry as a data centralized management industry has stronger penetration.Data mining,analysis,processing and utilization under the background of big data is an important subject in the development of the appellation banking industry.Taking the impact of big data on China’s commercial banks as the research object,this paper introduces the current situation of the application of big data in China’s banking industry,analyses the impact of big data on China’s banking industry and the problems existing in the application of big data in China’s commercial banks,and puts forward effective solutions.