3Morduch, J. The microfinance promise [J]. Journal of E- conomic Literature, 1999,37(4): 1569-1614.
4Howe, J. The rise of crowdsourcing[J]. Wired Magazine, 2006, 14(6): 1-4.
5Kleemann, F, Vo? G.G., and Rieder, K. Un (der) paid innovators: The commercial utilization of consumer work through erowdsourcing [J]. Science, Technology & Innovation Studies, 2008, 4(1): 5-26.
6Brabham, D.C. Crowdsoureing as a model for problem solving an introduction and cases [J]. The Iinternational Journal of Research into New Media Technologies, 2008,14(1): 75-90.
7King, R.G., Levine, R. Finance, entrepreneurship and growth [J]. Journal of Monetary Economics, 1993, 32 (3): 513-542.
8戴静.中国金融发展对创新的影响研究——基于金融歧视的视角[D].武汉:华中科技大学,2014.
9Agrawal, A., Catalini, C., and Goldfarb, A. Friends, family, and the flat world: The geography of crowdfunding[R]. Bragal: University of Minho, 2011.
10Lee, S., Persson, P. Financing from family and friends [R].Stanford:IFN Working Paper, 2012.
