摘要
本文在解决我国人口老龄化问题亟需通过社会保险基金投资实现保值增值的背景下,首先对社会保险基金及其投资运营进行界定,在此基础上以重庆为例,对我国社会保险基金的投资规模、投资渠道、投资绩效及投资运营中存在的问题进行分析;其次介绍社会保险基金投资运营的国际经验;最后提出优化我国社会保险基金投资机制的对策建议,包括拓宽投资渠道、优化投资结构、提高统筹层次、健全法律法规和强化监督管理。
In the context of solving the population aging problem in China, it is urgent to use social insurance fund investment to realize preservation and appreciation. Firstly, the social insurance fund and its investment opera. tion are defined. On this basis, this paper takes Chongqing as an example to analyze the investment scale, investment channel, investment performance and problems in investment operation of China's social insurance fund. Secondly, the international experience of investment and operation of social insurance funds is introduced. Finally, the counter. measures and suggestions for optimizing the investment mechanism of China's social insurance funds are proposed, including broadening investment channels and optimizing investment structure, improving the level of overall plan. ning, improving laws and regulations, and strengthening supervision and management.
作者
黄英君
王源
李春燕
Huang Yingjun;Wang Yuan;Li Chunyan
出处
《西南金融》
北大核心
2019年第5期89-96,共8页
Southwest Finance
关键词
人口老龄化
社会保险基金
养老保险基金
社会保险制度
社保基金投资
投资绩效
多元化投资
投资渠道
投资结构
多层次社会保障体系
社保资金监管
Aging of Population
Social Insurance Fund
Pension Insurance Fund
Social Insurance System
So.cial Security Fund Investment
Investment Performance
Diversified Investment
Investment Channel
InvestmentStructure
A Muti-level Social Security System
Social Security Fund Supervision