长江经济带金融集聚对城镇化影响的机制研究

Study on Mechanism of the Impact of Financial Agglomeration in Yangtze River Economic Belt on Urbanization

本文在金融集聚对城镇化影响机制理论分析的基础上,利用2006~2016年长江经济带77个城市面板数据,构建空间计量模型检验金融集聚对城镇化的影响效应。结果显示,长江经济带金融发展存在空间分布的集聚特征,金融集聚对城镇化具有显著的正向影响,金融集聚通过促进产业发展、社会生产效率和交易效率的提升、就业人口的增加以及就业人员收入的提升促进城镇化发展。外商直接投资、工业发展及政府支出水平促进了长江经济带人口城镇化发展,而工业发展、政府支出及医疗水平促进了长江经济带经济城镇化发展。

Based on the theoretical analysis of the impact of financial agglomeration on urbanization,this paper takes panel data of 77 cities in the Yangtze River Economic Belt from 2006 to 2016,and uses spatial econometric model to test the effect of financial agglomeration on urbanization.The results show that the financial development of the Yangtze River Economic Belt is spatially unbalanced which means the financial resources are centered on different areas.Financial agglomeration has a significant positive impact on the development of urbanization;financial agglomeration promotes the urbanization through the promotion of industrial development,the improvement of social production efficiency and transaction efficiency,and the increase of employment population and the increase of employment income.FDI,industrial development and the government expenditure have promoted the population urbanization of the Yangtze River Economic Belt;the development of industry,government expenditure,medical care have promoted the economy urbanization of the Yangtze River Economic Belt.