韩国长期护理保险制度解析

The Long-term Care Insurance System in South Korea

为了应对人口老龄化,自2008年7月1日起,韩国施行长期护理保险制度,这在其老年福利政策史上具有划时代意义。10年来,韩国在实施长期护理保险制度方面取得了巨大成就,参保群体持续扩大,服务供给主体增加,不仅扩大了就业机会,而且减轻了家庭护理负担。但其中也存在一些问题,如:参保对象认定范围过窄、国家财政及个人负担过重、护理人力不足及专业水平低、护理机构服务体系不完善、服务质量有待提高等。因此,深入分析韩国长期护理保险制度创建背景及沿革、框架、成效,对我国创建长期护理保险制度具有一定启示及借鉴作用。

In order to deal with the growing aging population, South Korea has established a long-term care insurance system since July 1, 2008, which has great significance in the history of South Korean social welfare policy. The implementation of long-term care insurance system in South Korea has gained great achievements in the past ten years with the growing coverage of insurance and service providers, which contributes more employment opportunities and relieves the burden of family. However, the care insurance system is also faced with a series challenges such as narrow range of insured objects, excessive financial and personal burden, insufficiency of professional nursing staff and low quality in nursing institution and its service. The experience and lessons of South Korean long-term care insurance system can also provide some reference for the establishment of China's long-term care insurance system.