校园贷风险及思政教育防范对策研究

Study on the Risk of Campus Loan and the Countermeasure of Ideological and Political Education

大学生作为成长中的一代,是祖国的未来、民族的希望,其价值取向一定程度上决定了未来整个社会的价值取向,坚持以社会主义核心价值观为指引的思政教育尤为必要。同时,大学生作为一类特殊的消费群体,其消费观念影响着他们的价值取向和精神风貌,折射出了诸多方面的问题。时至今日,校园贷风险的有效防范已然成为思政教育的重要工作内容。本文基于对校园贷风险含义、危害及因由的概述,以思政教育为切入点,重点就其防范对策进行了研究。

As a growing generation, college students are the hope of the future of the motherland and the nation. Their value orientation to a certain extent determines the value orientation of the whole society in the future. It is particularly necessary to adhere to ideological and political education guided by socialist core values. At the same time, college students as a special consumer group,their consumption concept has affected their value orientation and spiritual outlook, reflecting many problems. Today, effective prevention of campus loan risk has become an important part of Ideological and political education. Based on the overview of the meaning, harm and causes of campus loan risk, this paper focuses on the preventive measures of Ideological and political education.