安徽省村镇银行社会绩效评价研究

The Evaluation Research for Social Performance of Rural Banking in Anhui Province

村镇银行自成立以来就肩负着弥补农村金融服务空白的政策使命,其社会绩效需予以关注。首先在借鉴安信永SOCIAL评价工具的基础上,构建了安徽省村镇银行社会绩效评价指标;然后建立了熵权-灰色关联-TOPSIS的综合评价模型;并运用该模型对安徽省有代表性的5家村镇银行2014—2016年的社会绩效进行了实证分析。结果表明,3年来安徽省村镇银行的社会绩效为中等效益,且呈逐年下降的趋势,最后提出相关对策建议。

Rural banks have shouldered the policy mission to fill up the blank of rural financial service so that their social performance needs to be concerned.First,based on the measurement index system of SOCIAL by ACCION,we build the evaluating index system for rural banks in Anhui province.Then by constructing Entropy Weight-Grey Correlation-TOPSIS model,this article conducts the empirical analysis for rural banks′ social performance by selecting five representative banks in Anhui province as a sample during the period of 2014 to 2016.The results show that the social performance is wholly at a medium level in these three years while decreasing year by year.Finally,we put forward four corresponding countermeasures and suggestions.